Modern Payment Solutions for Debt Collection Agencies
Make outstanding receivables easier to pay with secure payment links, QR codes, and digital payment methods that seamlessly integrate into your existing debt collection processes.
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Payment links and QR codes for letters, emails, and debtor portals
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Modern payment methods including Cards, Open Banking, PayPal, Apple Pay, Google Pay, and Wero
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Automated payment confirmation for faster reconciliation and reduced manual processing
Consumers also prefer to pay digitally.
When settling an outstanding balance, the payment experience should be simple, secure, and frictionless. CPAY enables debt collection agencies to transform traditional invoices into modern mobile payment journeys.
Increase Payment Completion with Simpler Payment Journeys
Debtors can pay instantly via payment link, QR code, or a secure hosted payment page—without switching channels, unnecessary questions, or complicated redirects.
Payment confirmations and transaction data are returned in a structured format, simplifying reconciliation and internal tracking.
CPAY combines modern payment methods with secure payment processing, comprehensive reporting, and a platform designed specifically for professional debt collection workflows.
Reduce Manual Work in Your Daily Operations
Secure Payments for a Highly Regulated Industry
Our Solutions
Everything you need to make debt collection payments smarter, more secure, and easier to manage.
Payment Gateway
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Centralized access to all major digital payment methods
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Secure payment processing through a certified payment gateway infrastructure
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Real-time reporting, transaction monitoring, and seamless integration with your existing systems
Payment Methods
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Credit & Debit Cards
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Apple Pay & Google Pay
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Open Banking for direct account-to-account payments
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PayPal & Wero (depending on your setup)
Integration
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Seamless payment status updates to your existing debt collection software
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Support for payment links, debtor portals, and QR code payment flows
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Faster reconciliation with less manual processing
CPAYnow
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Custom payment pages for outstanding receivables
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Pay-by-Link & QR Code payments
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Designed for digital communication and traditional mailings
Stay in Control of Every Payment.
CPAY brings together the most relevant digital payment methods in one centralized payment platform for debt collection agencies.
Every payment is securely tracked, confirmed, and seamlessly synchronized with your existing debt collection software.
Gain full visibility into pending, completed, and failed payments—enabling your team to reconcile faster and respond more efficiently.
Explore Our Payment API.
For debt collection agencies looking to integrate payments directly into their existing systems, CPAY provides a flexible and modular API.
Create payment links, connect digital payment methods, and retrieve real-time payment statuses—all through a single integration.
Whether you need a simple connection or a fully embedded payment experience, our API supports scalable integrations built for professional debt collection workflows.
Seamlessly integrated with IKAROS by Ferber Software.
CPAY is the payment partner of Germany's leading debt collection software, IKAROS.
Payment links can be embedded directly into the debtor portal or provided as QR codes in traditional invoices and collection letters.
Real-time payment status updates are seamlessly synchronized with IKAROS, enabling accurate reconciliation and significantly reducing manual processing.
What our customers say
Fast Integration. Immediate Impact.
"What really surprised us was how many debtors chose to pay via Open Banking. It has become an exciting payment method for us and a strong indicator of where the industry is heading."
Stephanie Gehring
Culpa Inkasso
